Wealth & Estate Transfer Planning
Proper estate planning better supports the current and future financial possibilities for you and your family, allows you to transfer your wealth according to your wishes, and can reduce unnecessary taxes and expenses.
We are committed to working with you and your family to help determine your long-term personal financial goals and plan accordingly.
Our goal is to help you structure your estate assets to minimize tax liabilities and maximize value to future generations. Our professional team will work with any additional advisors you may have, such as an attorney or accountant, to develop and implement a plan of action. This planning will be coordinated with your insurance contracts to provide a sound, workable plan. Periodically, we will review your plan with you to assess our progress in accomplishing your long-term objectives.
CHARITABLE PLANNING
Developing a formal plan for philanthropy is essential to many of our clients. At a time when social responsibility has taken on increasing importance, charitable planning offers a strategic way for you to connect to causes that are meaningful to you and your family. We will help you consider sophisticated tax strategies that may substantially reduce income taxes and eliminate estate taxes.
GIFTING
An essential component of any estate plan is gifting, which allows you to reduce your taxable estate by strategically transferring your wealth to other family members. Gifting enables you to take advantage of the substantial tax advantages available through lifetime gifts. Thoughtful use of these gifts through the use of planning vehicles such as trusts and life insurance can maximize the value created for your heirs. We can help you determine and execute a gifting strategy that perfectly fits with your planning objective.